Small banks and financial institutions have difficulty competing on a level playing field with large capital banks in the commercial financing market, simply because of the large amounts of money needed to finance commercial products.
This situation makes the commercial market much less competitive than the residential market. Large banks increase their bottom line by being in the forefront of commercial lending, which benefits stockholders.
Unfortunately borrowers of commercial funds do not benefit from such a system. What is required is more smaller companies such as East Coast Commercial Finance - companies that offer better service and reduced fees.
